Individual Health Insurance

Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments.

Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.

For an instant online health insurance quote for you or your family, please fill out our online form.

See HFB's President, Jacob Gorden, discuss how using a broker can be extremely valuable when shopping for health insurance in this recent video done for Angie's List!

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Rather than spending hours on the internet trying to understand all the different options on your own, allow our licensed experts to guide you through the process from start to finish in a matter of minutes! Since we are compensated by the insurance carriers, there is no cost to work with us either!


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We only work with the highest-rated, most reputable carriers in the country, so we will be able to provide you with many quality options at reasonable prices in a quick and efficient manner. You will also have access to our award-winning customer service at no additional cost!

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